Final Manuscript Preparation Guidelines for International Journal of Banking and Finance



Completed manuscript - following strictly the instructions given in this and the next page - may be submitted either as a print copy submission, or as an electronic submission via this site. In the case of the former, please send two copies of the paper along with a Word file or preferably a PDF file on a CD or DVD by postal mail or carrier (see the address below).

The electronic file name should follow the format of “author-TITLE.pdf”, or “author-TITLE.doc”. The TITLE may be abbreviated to the first few key words. The “….-.docx” files are not currently acceptable since our reviewers may not have access to this version of the MS Word. When the paper is accepted for publication, following the review and corrections, if any, the author(s) will be asked to submit a final file in MS Word for the purpose of editing and typesetting.

Paper from North America:

Please submit the paper via this site. The North American editor is A. M. Parhizgari at: . A. M. Parhizgari, Finance Department, RB204-B, Florida International University, University Park Campus, Miami, FL 33199, USA. Phone: (1)-305-348-3326; Fax: (1)-305-348-4245; E-mail: .

Papers from any other parts of the world:

Please submit the paper via this site. The editor is M. Ariff at: .au. M. Ariff, Department of Finance, Bond University, University Drive, Gold Coast, Qld 4229, Australia. Phone: (617)-5595-2296; Fax: (617)-5595-1160 E-mail:

Papers from any part of the world that cannot be submitted via this site may be sent to the following address. Please note that this is the least preferred process and may entail some delays.

Editorial office of IJBF, c/o Penerbit UUM, University Utara Malaysia, 06010 Sintok, Kedah, Malaysia. Phone: (604)-928-6506; Fax: (604)-928-6406; E-mail: . The submitted papers will be forwarded to the editors for review and follow-up. Authors may inquire about the status of their papers via e-mail inquiry sent to this e-mail address.


The IJBF is unique in its publication approach. The Editorial Board is committed to publishing original contributions that offer readers of subscribing institutions a variety of banking, finance and insurance topics on an international basis to bridge theory and practices in different institutional environments.


Articles must be in English language. The IJBF publishes original contributions, theoretical as well as empirical, in the fields of banking, finance and insurance. Some of the topics areas are: Finance; Banking; Behavioural Economics/Finance; Corporate Finance; Econometrics; Financial Institutions & Markets; Financial Services; Insurance; International Economics & Trade; International Finance; Micro and Macroeconomics; Monetary Policy; Investments; Portfolio & Security Analysis; Real Estate; Ethical Finance; Monetary Policy; Mergers & Takeovers; Risk Management; and other topics considered generally as relevant.

Manuscript Format

The title of the paper should be all in capital letters. Section Headings should be centred and be in bold. Each main Section Heading should be numbered in Arabic/Indian numerals. Each subheading should be flushed to the left (and formatted in italics), and follow the alphabetical numbering by A, B, C, etc. Manuscript must be typed on one side of the A4 paper, double spaced and with a margin of 2.5 cm on the left- and 2 cm on the right hand-side: please use New Times Roman fonts number 12.

Title Page

Please include a date on the title page of the manuscript, e.g. "Working paper, May 24, 20xx.


The page containing the abstract must be the second page of the paper after the title page. The abstract page however must be numbered as the first page of the paper. The abstract should be complete, self-contained, and is no longer than 150 words. At least five key words/phrases must be provided below the abstract. Journal of Economics Literature classification number(s) must be included above the key words.


All footnotes/endnotes should appear before References and numbered in Arabic/Indian numerals.

Tables and Figures

Tables and Figures should be in camera-ready form in the final version of the accepted paper. They should be numbered consecutively in Arabic/Indian numerals. Example: "Table 3" on one line, and in the next line include the title of the table before the table itself. Each table and graph must have self-contained descriptions to explain the contents.


Citations of the work in the paper should be by the name of the author(s) followed by the year of publication - APA style 5th edition. For instance, Park and Lee (2003), or (Park and Lee, 2003). References, only of the works cited, should be listed in full at the end of the paper arranged alphabetically in the following style:

Park, Y. S., and Lee, J. J., (2003). An empirical study on the relevance of applying relative valuation models to investment strategies in the Japanese stock market. Japan and the World Economy, 15: 331- 339.

Simon, A., (2000). Perceptual comparisons through the mind’s eye. Memory & Cognition, 23: 635-647.

Reilly, F. K., and Brown, K. C., (2003). Investment Analysis & Portfolio Management (7th ed.). Ohio: Thomson South-Western, London.

Since space in any journal is expensive, care should be exercised to include only a short list of references. Include old dated references only if they are significant contributions. Please ensure that the references that are very recent are included and the older ones eliminated. Limit the references to about 20 or so items.

The yearly subscription for the Journal is US$20.00 (for individual) and US$50.00 (for institutions).

Subscriptions include USD 10.00 for each volume (that is two issues per year, if no special issue is published in a given year). There are two issues in each volume. Subscription shall begin with the first issue of the current volume.


Contributors must provide their full names, position held, highest qualifications, addresses, email addresses and areas of interest in an email message or in a letter. Most of this information should be included on the title page. At the time of final manuscript submission, authors will be asked to submit a no more than 150-word author statement (feel free to include it in your submission) that will appear at the end of the text of the paper before the list of the references.

Acknowledgment, if any, of no more than 120 words will appear at the bottom of page one of the printed article.